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5 Instances Where It’s Always Okay To Splash The Cash

(Photo Source)

When you tend to live life on the frugal side, you often program yourself to spend less and save more. In fact, you would have probably worked really hard to get yourself into the rhythm of doing this, that you’re not so great at breaking it.

More often than not, this is a great thing. Because if you’ve had issues with managing money in the past, you don’t even want to fall off the wagon. However, when you stick to a really strict frugal mindset, you can often be afraid of spending. And sometimes, that’s just as unhealthy – particularly if it’s hurting you or holding you back.

So let’s take a look at some of the instances and occasions when it’s definitely okay to spend freely and guiltlessly! Because you have to be able to live a little in life too!

1. To Treat Yourself

First of all, it’s always okay to treat yourself when you truly deserve it. We’re not talking about treating yourself on a Monday afternoon just because you can – but for special occasions. Treating yourself is a great way to make sure that you’re spending wisely, but still able to keep your sanity when you’re on a strict budget.

Maybe you’ve just got a promotion or you have an anniversary coming up? Then definitely go ahead and go for a nice dinner and treat yourself to an outfit to wear to it – you’ve earned it.

2. When It Saves You Time

Next, you’ve got the occasions when spending a little more freely saves you a lot of time. When you’ve got a super hectic lifestyle and it often means that you suffer from stress trying to keep it going, give yourself a break.

When you find companies that can do your laundry for you or offer comprehensive lawn care, it sometimes makes sense to pay someone to do it for you. Because you’ll save time, your sanity, and be able to lead much more of a balanced lifestyle too.

3. When You’re Saving More In The Long Term

Another really important to thing to remember is that you can often spend more now to save money in the long-term. While you will be spending a lot in one go, you’re actually still being frugal, so let yourself spend if you’re doing it for cost-effective reasons.

4. To Improve Your Quality Of Life

When it comes to your life, you always want to make sure that you’re living as healthily and happily as possible. If you’re miserable, then you’re going to want to think about changing your spending system if your situation allows you to do so. Anything that allows you to improve your quality of life is always worth it, remember that.

5. When You’ve Reached A Goal

And last but not least, never feel guilty about splashing the cash when you’ve actually saved it up for a particular thing. Setting yourself savings goals is great, and when you’ve reached your amount to buy a house, go on vacation, or whatever it may be, then go ahead and spend without feeling remorse – because you’ve reached your goal!

Welcome to this week’s Happiness is Homeade Linky Party 209!

Welcome to another week of Happiness is Homemade Link Party! Happy International Women’s Week! We’re so glad you’re here! Spring has sprung in my neck of the woods and this week’s party will focus on all things natural, frugal cleaning. Including fun DIY’s, a free cleaning guide, and more!

Be sure to check out this week’s greener living selections to get your creative thoughts flowing and constructions hands ready for all your upcoming seasonal projects ahead! 

Welcome to Happiness is Homemade Link Party!

On with this week’s features!

This week I loved this Budget-Friendly, simple-to-make, Budget-Friendly Homemade Laundry Detergent from Busy Being Jennifer. Perfect for laundering quilts, blankets, sheets, throws, and duvets when changing out bedding this Spring! 

I’m also loving this DIY Foaming Hand Soap from A Fireman’s Wife. Perfect for Spring Allergy season and Spring gardening and decor project cleanup!

If you need tips for Spring cleaning this season, be sure to check out this Free House Cleaning Tips Spring Cleaning Ebook from Nepa Mom!

If your a natural frugalista like myself then you’ve got to check out this handy post from FiveSpot Green Living on 15 Uses Around The House for Peppermint Essential Oil. A must-have essential oil for all your warm-weather cleaning ahead! 

Meet your hosts:

Image Map

Follow our Pinterest board!

All of the features are pinned on the Happiness is Homemade Board!

Now, let’s get started now with this week’s party. While you are here, we’d love it if you would visit the blogs of our lovely co-hosts!

A Labour Of Life

Blogghetti

Bluesky At Home

Crafting a Family

Ducks ‘n a Row

Eclectic Red Barn

Love My Messy Messy Mess

Sweet Pea Lifestyle

That Recipe

The Lady Prefers 2 Save

The Painted Hinge

Upstate Ramblings

FOLLOW OUR PINTEREST BOARD! ALL OF THE FEATURES ARE PINNED ON THE HAPPINESS IS HOMEMADE BOARD!

The rules? They are really simple! Make sure you visit a few other blogs and make some new friends along the way. Feel free to link up your favorite recipes, crafts or your latest DIY project. We want you to share it all! As always, please make sure to follow your hosts and co-hosts! Link up your posts, make some friends, and earn the chance to be featured at Happiness Is Homemade Link Party! We will feature the favorite posts each week!

Disclaimer: Adding your link to this link party gives permission to all 12 Hosts, along with any co-hosts, guest hosts, and participants of Happiness Is Homemade, to share your posts and pictures via social media and as features, roundups, etc. with an explicit link back to your original source. Therefore, linking up you agree to allow us to use your images on each of our blogs in features relating to Happiness is Homemade Link Party.


February 2018 No-Spend Challenge Update

February No-Spend Challenge Update

It’s hard to believe that today marks the first day of March in my 2018 No-Spend Year! While this past month was very trying for me personally, financially is was a boon.

This past month I spent a total of $362.34 and saved our family $2,081.99.

What I spend on:

  • $246.98 in groceries (including tax) for the month
  • $35.00 on a new bookbag
  • $80.36 charge to have our gas line and heating system serviced

How I saved:

  • $416.00 on requesting interlibrary loan books for all 12 of my reading club and Facebook group reading selections for the month of March
  • Used earned Amazon gift cards to purchase $175.00 in household goods for my ETSY and Art business. 
  • Earned $1,400.00 on sponsored blog posts in a 2-week span that was used to fund a personal savings account.
  • Groomed pets  at home which saved us $70.00
  • Reviewed a microphone filter product for my upcoming podcast saving me $20.99

I was very encouraged by my savings this past month. Especially with what I was able to put back from blogging.

Keep in mind, I’m only counting a third of what I earned. As those were the funds went directly towards our savings goals. With the remainder of the funds paying for yearly blogging fees and pre-paying the myriad of taxes we pay at home each year.

Anyone who has been a professional blogger for some time will know that quarter one drives are often slow, and I’m over the moon that blogging is starting to pick up for me this season!

How I’m not spending at home

You may also be curious to know what I personally do during a no-spend month at home? Luckily I find it easy to amuse myself without spending any money.

February No-Spend Challenge Update

Early Spring is generally a busy time of year for my family. As we are in the throws of Seaperch aquatic robotics competition season for my husband as well as preparing for regional science and history fairs and modern dance team finals for others.

February No-Spend Challenge Update

Spring has also found its way into my garden. With the sprouting of hyacinths and the blooming of magnolia trees and dogwoods, my time to start landscaping and gardening also begun.

I’ve spent a lot of time germinating seeds, weeding flower beds, pruning crepe myrtles, mending the trellises for our climbing roses, planning to build additional compost bins, and turning the last of fall’s leaves into mulch for the warmer months ahead.

There’s also been the cultivating and creating of new videos for my YouTube channel, including a new YouTube venture, The Lady Prefers Plants. I’m also still pre-recording and editing podcasts for my upcoming Spring podcast. As if that wasn’t enough, I’m working on not one but two ebooks set to be published later this coming season.

Additionally, I’ve been spending more time focuses on my personal health. Despite a few setbacks, I’ve lost an additional 16 pounds and have been making an intentional effort to utilize my at-home gym.

Needless to It has been a busy time at The Lady Prefers 2 Save, so I haven’t had time to worry about things to buy. With one exception.

Budget DIY

February No-Spend Challenge Update

We have finally started the process of repainting the interior of our home. We started with using the leftover paint we had on hand from several art projects. We then repurchased that same brand from our local hardware store. Our paint color of choice? A good, solid white! 

Speaking of hardware stores, our little bitty hometown recently opened a new mom and pops shop. In this shop, besides the usual and obvious, were trendy items like milk and chalk paint, an entire aisle of French-themed wallpaper selections, eCloth, Mrs. Meyers, Method, and an entire section of zero-waste all metal, stone, or wooden household, yard, and children’s items. Bestill my heart. And the kicker? The shop is within walking distance of our home. Shopping small has never felt so good! 

For the foreseeable future whenever the need to nest strikes, you already know where I’ll be. For which I’ve already started a slush fund to take care of. Thank you very much! 

There is also plenty going on at home that doesn’t cost anything. Including trips to the library, date-nights-in, listening to my husband’s immense vinyl collection, and taking long walks as a family by our local lake. All things that give me all the feels while costing none of the dimes. Perfect for this challenge!  

Meal Prepping and Planning

February’s food bills were pretty low. While we still can’t see the bottom of our deep freezers, which are often very full, we are grateful that food is getting used rather than hanging around going stale.

Obviously, we have also been purchasing food. Just not nearly as much as we would have several years ago. We purchase fresh fruits and vegetables, almond, soy, and coconut milk, and staples we go through often like lentils and pasta. Overall we are just trying to minimize our spending by using up what we have.

Meal prepping and meal planning have been a blessing for us this month. As I plan meals for the week and prep meals only twice a week, on Sunday and Wednesday afternoons. Then for the rest of the week, I either throw pre-packed meals into my Instapot or Crockpot for dinners, use jarred salads or pre-made spreads for lunch, and enjoy smoothies or tofu scrambles for breakfast. 

This saves me hours at home each week. As a family, we plan to continue this trend long after our no-spend season is over.

Where I’m not saving

One area of my life that needs some help is my personal self-care routine. Specifically my hair! I really need a haircut. Every day is a bad hair day at the moment. 

Because I didn’t want to spend much I have been putting this chore off. But in March I do have an appointment and have already set aside funds for this purpose.

I am also setting aside funds for purchasing new cruelty-free makeup because after becoming vegan my stash was decimated after purging any and all brands that weren’t cruelty-free, including 3rd party overseas, testing, fair tread, and came in post-recycled packaging.

And if you have any suggestions for affordable, low-plastic, cruelty-free makeup, skin, nail, or haircare products, let me know below!

Besides, it’s truly an investment. Proper skin acre in your 20’s and 30’s can save you on costly plastic surgery procedures in your 50’s and 60’s, am I right?

Overall, I want to feel better about myself each day and so I’m giving myself permission to bend the rules a little and indulge in these two areas this Spring. Afterall, I’m worth it. 

Lessons learned

Friends, those are the savings and situations that went down during the second month of our 2018 No-Spend Year Challenge. A month full of both great lessons, both learned and garnered, on living a more savvy savings season at home.

There are so many ways to save money that are worth trying. Maybe they will work for your family and maybe they won’t – but you never know until you try!

This past month of not spending reminded me that the little things do add up. With my biggest lesson being: When you want your savings to start adding up quickly, stay home and eat from the pantry! Solid sage advice! 

For those who are thinking of starting a no-spend challenge this month or for anyone interested in learning more about a no spend challenge, check out my past no-spend challenge series.

And if you participated in our no-spend, or your own frugal February, be sure to leave your comments about what you learned! If you didn’t participate, I’d still love to hear how and where you saved the most this month! Share your stories below!

 

February No-Spend Challenge Update

How To Save Money on Your Clothing (Without Cramping your Style)

Finding the balance between saving money and spending money is very hard, and this is especially the case if you need to go out and buy new clothes because your wardrobe is looking a little worse for wear.

Taking Stock

Sometimes it can be hard to go out and buy new clothes because you don’t know what you have already. This can lead to you buying things that you don’t actually need. Before you make a list of everything you need, it is a good idea for you to make a list of what you have already and when you do this, you’ll soon find that you can get the whole shopping trip done and all while saving a ton of money.

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Budget

Another thing that you can do is make sure that you don’t go into a shop unless you have a list. When you go shopping without a list, you’ll probably end up buying everything that you don’t need and this can cause serious problems for you.

To avoid this, take a notepad with you and make sure that you stick to the list. You also need to make sure that you write down the size you need and the color as well. By writing your budget for each item down, you can find the right items as well so do keep that in mind.

Check Online

Before you go shopping, it may help you to buy online. If you are worried about not being able to try on clothes before you buy them then why not go to the store to try them on before you do this? When you buy online, you can access a ton of discount codes and deals, not to mention that you can also access a much wider range of stock. A lot of people don’t know this, so it helps to check this out as an option before you drive out to the store.

Always Repair

If you have the chance to repair your clothing, you need to do this as opposed to going out and buying brand new ones. For example, hemming dress pants are very easy to do and this can save you a small fortune when you take them to a professional. The same concept applies to a huge range of other clothing items as well.

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Sales

Those huge “SALE” signs can be really attractive and this is especially the case if it is a designer brand. You need to make sure that you avoid being drawn to these if possible, and the main reason for this is because there is a high chance that there isn’t a sale on at all. You may be paying way more than you need to and the money that is discounted is probably a fake price tag that is used to try and drive sales. If you want to save money then you need to be a smart shopper, and this all starts with you being aware of what’s around you.

Frugal Fashion: Simple Ways To Save On A Stylish Wardrobe

If you’re interested in fashion, you’ve probably noticed that trends come and go in the blink of an eye. Most of us feel more confident when we know we look great, and putting outfits together is a way of boosting self-esteem and expressing yourself.

If you love fashion and you’re keen to get your new season wardrobe sorted, you don’t have to pay designer prices. It’s perfectly possible to look incredible on a budget. Here are some simple ways you can save on a stylish new wardrobe.

Recycling and upcycling

You may have heard of upcycling furniture, but it’s not just old chairs and tatty tables that can benefit from a glamorous makeover. If you’ve got clothes you live in, but they’ve seen better days or you’re getting bored of the same old looks, it’s time to put your creativity to work and put a fashionable spin on this trend.

If you’ve got tees, jackets or jeans you’ve worn for years and you’re looking to inject a touch of inspiration into your wardrobe for Spring and Summer, why not use your talents and ideas you’ve seen online to turn old treasures into sparkly new gems?

There are so many ways you can do this from cutting off jeans and creating vintage skirts and shorts and adding jewels, tassels or fringing to crew neck jumpers to sewing badges onto jackets and blazers and dying t-shirts. The clothes you wear should reflect your style and personality, so use your creative skills to design items that show off your uniqueness.

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Creating a capsule

A capsule wardrobe is a must for anyone who wants to look fantastic for every occasion without spending a fortune at the mall. The idea of a capsule wardrobe is to use a small number of pieces to create an array of different outfits and looks. The key to success is investing in basic staples and then adding items that incorporate seasonal trends.

This spring, for example, duster coats are everywhere. If you buy a duster in camel, pastel pink or lilac, which are hot shades for the season, you can pair it with a chic pencil skirt and a blouse for work, slim-fit jeans and a tee for casual wear and a tailored jumpsuit and heels for a night out.

Look out for statement pieces that grab your attention and try and focus on versatility. You can also use accessories to switch up your look and make classic outfits edgier. If you need ideas and tips for your spring capsule wardrobe, you may find this page useful https://www.glamour.com/gallery/spring-wardrobe-essentials.

(Photo Source)

Saving on shopping

Hands up if you’d love to run riot in the mall and indulge in a major shopping spree this spring? Many of us enjoy spending our hard-earned cash on new clothing, but it can be expensive trying to keep up with catwalk trends. If you can’t afford to splash out on everything you want, be selective and look for ways to save on shopping. Start by signing up to the mailing lists of your favorite stores. Once you’re on this list, you’ll receive emails and text messages with details of promotions and special offers. If you’ve got your eye on a top, for example, you may find that biding your time enables you to buy it with 10 or 20 percent off.

Another avenue worth exploring is auction sites. If you’re savvy about bidding, you could save a fortune on the RRP. There are various sites available, and you can find out more about how auctions work and the benefits they offer by reading this article https://www.huffingtonpost.com/entry/heres-how-dealdash-is-revolutionizing-the-online-auction_us_5a5e8566e4b03ed177016ec0.

If you are shopping on an auction site, make sure you read the listing carefully, and only bid if you actually want to win. When you’re shopping online, it’s also a good idea to use search engines to compare prices. If you’re buying branded products, for example, sneakers, enter the product code or the brand name and you’ll get a list of retailers and prices. You can then choose the cheapest option and place your order.

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Swap, don’t shop

Are you bored of your wardrobe? Are you struggling to afford the bills, let alone a shopping trip? If so, forget about shopping, and try swapping instead. You can do this with your friends or look for details about local events. The idea is that you swap items you don’t want anymore with pieces provided by others.

This option suits all parties, and it’s a great way of adding new items to your wardrobe without forking out any money. Message your friends, work colleagues and relatives, get together with the moms at school or share a post on social media and see if anyone in your town or city is up for getting involved.

(Photo source)

Out with the old

If you’ve got a closet full of clothes you don’t wear anymore, it’s time to do away with the old and make room for the new. You could sell items that still have tags on and those in good condition, and you can donate items that are worn to charity. Any money you make from selling online or hosting a yard sale can then go towards new purchases.

(Photo source)

Are you keen to update your wardrobe and try out some new trends this spring/summer? Keeping up with the catwalk can be notoriously pricey, but you don’t have to spend a fortune on new clothes and bags to die for to be stylish. Recycle and upcycle items you already own, learn to accessorize and work on creating a functional, fashionable capsule wardrobe.

Look out for savings when you’re shopping, compare prices and take advantage of promotions. Consider shopping on auction sites, take a look at vintage and thrift stores and set up a swap shop with your buddies. If you’re a hoarder, clear out your closet and create a fund for your new wardrobe.

If you’re savvy about shopping, you invest in versatile pieces, and you have creative talents, you can ensure you’ll look incredible whatever the occasion.

Work With Me

Contact us: Nicole@theladyprefers2save.com

Grab our full TheLadyPrefers2Save.com Media Kit!

 

Let’s Collaborate!

I love to collaborate with brands that closely align with my brand and values. I am always honest with my opinions and you will never see a brand on my blog that isn’t a brand I have personally used. If you would like to partner with The Lady Prefers 2 Save please connect with me via e-mail at Nicole@theladyprefers2save.com and let’s discuss your vision.

HERE ARE A FEW WAYS WE CAN COLLABORATE:
  • Sponsored Blog Posts
  • Sponsored Social Media Posts (Instagram, YouTube & SnapChat)
  • Sponsored Social Media Story Posts (Instagram, Facebook & SnapChat)
  • Gift Guide Representation
  • Banner Advertising
  • Email Outreach
  • Twitter Party Hosting
  • Live Broadcasting (Facebook Live, Instagram Live, YouTube Live, or Periscope)
  • Event Representation
  • Conference Representation
  • Freelance Writing
  • Speaking Engagements
  • Reviews, Unboxing Videos, and Giveaways
  • Social Media Consulting

Who are our readers?

In March of 2017 we survived 2,000 of our readers and discovered:

  • They are 87% female and 13% male
  • Their ages range from 25-35 (22%), 35-45 (67%) and under 25 (8%) and (3%) Other
  • Our readers are primarily from the being from the United States (66%) and Canada (12%).
  • 53% of our readers have children
  • 68% consider themselves budget-friendly.
  • 88% stated they want to live a healthier lifestyle.
  • 11% were minimalist.
  • 13% were interested in a zero-waste lifestyle.
  • 23% were plant-based eaters.
  • 61% stated they were parents of children aged 6-14.
  • 11% stated they are single parents who with kids between the ages of 6-14.
  • 12% consider themselves to not be savers, 72% moderate savers, and 16% extreme savers.
  • 96% stated they look to Blogs, YouTube, Instagram and Social Media influencers when planning trips, making purchases or planning meals and holiday events at home.

Who we have worked with

  • SharkNinja
  • Proctor & Gamble
  • Jord Watches
  • Walmart
  • Scotch 3-M
  • Kroger
  • Lundberg Family Farms
  • Purina
  • Best Buy
  • Pampers
  • Luvs
  • ABC/ABC Family (Freeform)
  • Groupon
  • Sam’s Club
  • Roto-Rooter
  • Target
  • Tylenol
  • Samsung
  • Silk

Ambassadorships

2018

  • Best Buy Brand Ambassador
  • Roto-Rooter
  • Chick-Fil-A Moms Ambassador

2017

  • Best Buy Brand Ambassador
  • Roto-Rooter Brand Ambassador
  • Chick-Fil-A Moms Ambassador

2016

  • Best Buy Brand Ambassador
  • Roto-Rooter Brand Ambassador
  • Chick-Fil-A Moms Ambassador

Numbers

Featured In

      

       

We’d love to see if there’s a mutually beneficial relationship for both of us.  For rates and more information, please contact us at Nicole@theladyprefers2save.com

Welcome to this week’s Happiness is Homemade Linky Party 206!

Welcome to another week of Happiness is Homemade Link Party! We’re so glad you’re here! Can you believe that Valentine’s Day is just a few days away? No worries, the marvelous bloggers that link up each week have your back with sweet treats, easy DIY gifts, and so much more.

Welcome to Happiness is Homemade Link Party!

 

On with this week’s features!

This week the features are focusing on ideas for a fun Valentine’s Day evening at home plus a really cool DIY Spring project. I may even have thrown in a bonus feature that not only bloggers can use, but anyone who takes pictures. Here we go!

Happiness is Homemade Link Party Features

If you’re still searching for a unique gift for that special someone for Valentine’s Day, this DIY Personalized Map Heart Gift from Pillar Box Blue is not only unique, but super easy to make.

Personalized Map Heart Gift

 

This Chocolate Covered Cherry No-Bake Cheesecake Bars from Delightful E Made will surely have everyone (or that special one) drooling. Chocolate and Cheesecake had me, but NO-BAKE did me in!

Chocolate Covered Cherry Cheesecake bars

One Spring-like day for me has me thinking of all kinds of DIY projects to do and Hanging Flower Boxes from Grandma’s House DIY are on the list.

Hanging Flower boxes

Here’s a bonus feature: If you’ve ever edited photos online, you know it’s hard to find a quality free (or low-cost) site that does what you need it to do. No worries because here are 9 Budget-Friendly Photo Editing Sites for Bloggers from The Lady Prefers 2 Save. I’ve already fell in love with two of them.

9 Budget-Friendly Photo Editing Sites for Bloggers

Now, let’s get started now with this week’s party. While you are here, we’d love it if you would visit the blogs of our lovely co-hosts!

A Labour Of Life

Blogghetti

Bluesky At Home

Crafting a Family

Ducks ‘n a Row

Eclectic Red Barn

Love My Messy Messy Mess

Sweet Pea Lifestyle

That Recipe

The Lady Prefers 2 Save

The Painted Hinge Farmhouse

Upstate Ramblings

FOLLOW OUR PINTEREST BOARD! ALL OF THE FEATURES ARE PINNED ON THE HAPPINESS IS HOMEMADE BOARD!

The rules? They are really simple! Make sure you visit a few other blogs and make some new friends along the way. Feel free to link up your favorite recipes, crafts or your latest DIY project. We want you you share it all! As always, please make sure to follow your hosts and co-hosts!! Link up your posts, make some friends, and earn the chance to be featured at Happiness Is Homemade Link Party! We will feature the favorite posts each week!

Disclaimer: Adding your link to this link party gives permission to all 12 Hosts, along with any co-hosts, guest hosts, and participants of Happiness Is Homemade, to share your posts and pictures via social media and as features, roundups, etc. with an explicit link back to your original source. Therefore, linking up you agree to allow us to use your images on each of our blogs in features relating to Happiness is Homemade Link Party.