When you tend to live life on the frugal side, you often program yourself to spend less and save more. In fact, you would have probably worked really hard to get yourself into the rhythm of doing this, that you’re not so great at breaking it.
More often than not, this is a great thing. Because if you’ve had issues with managing money in the past, you don’t even want to fall off the wagon. However, when you stick to a really strict frugal mindset, you can often be afraid of spending. And sometimes, that’s just as unhealthy – particularly if it’s hurting you or holding you back.
So let’s take a look at some of the instances and occasions when it’s definitely okay to spend freely and guiltlessly! Because you have to be able to live a little in life too!
1. To Treat Yourself
First of all, it’s always okay to treat yourself when you truly deserve it. We’re not talking about treating yourself on a Monday afternoon just because you can – but for special occasions. Treating yourself is a great way to make sure that you’re spending wisely, but still able to keep your sanity when you’re on a strict budget.
Maybe you’ve just got a promotion or you have an anniversary coming up? Then definitely go ahead and go for a nice dinner and treat yourself to an outfit to wear to it – you’ve earned it.
2. When It Saves You Time
Next, you’ve got the occasions when spending a little more freely saves you a lot of time. When you’ve got a super hectic lifestyle and it often means that you suffer from stress trying to keep it going, give yourself a break.
When you find companies that can do your laundry for you or offer comprehensive lawn care, it sometimes makes sense to pay someone to do it for you. Because you’ll save time, your sanity, and be able to lead much more of a balanced lifestyle too.
3. When You’re Saving More In The Long Term
Another really important to thing to remember is that you can often spend more now to save money in the long-term. While you will be spending a lot in one go, you’re actually still being frugal, so let yourself spend if you’re doing it for cost-effective reasons.
4. To Improve Your Quality Of Life
When it comes to your life, you always want to make sure that you’re living as healthily and happily as possible. If you’re miserable, then you’re going to want to think about changing your spending system if your situation allows you to do so. Anything that allows you to improve your quality of life is always worth it, remember that.
5. When You’ve Reached A Goal
And last but not least, never feel guilty about splashing the cash when you’ve actually saved it up for a particular thing. Setting yourself savings goals is great, and when you’ve reached your amount to buy a house, go on vacation, or whatever it may be, then go ahead and spend without feeling remorse – because you’ve reached your goal!
