The weather can do a number on your home, especially when there is a big storm. Indeed, property owners can experience all sorts of crises such as having the windows blown in, roof damage, structural damage, and flooding. The good news is you can find out precisely what to do if your home has been impacted by storm damage and so return it to normal as quickly as possible. Read on to find out more.
Check the safety of your property before you return
First of all, before you even set foot in your storm impacted home, you will need to make sure that it is safe and structurally sound. If necessary get an expert’s opinion on this because the last thing you want is to be documenting the damage done by the storm and end up becoming sick or injured, as this will only add to your woes and make the process of returning your home to its normal state even slower!
Speak to your insurance provider
Insurers have 24-hour helplines for a reason, and it’s that they need to know about and assess any damage done to your property as soon as possible.
Also, while your first instinct may be to throw away any damaged items, it’s best to leave them so the adjuster can see the full impact of the storm in person. Indeed, the more evidence you provide to professionals like The Public Adjuster Miami, the better their chances at securing you the maxim settlement possible. Something that will help get your home back to its typical state, fast.
Document the damage
In addition to keeping items for the loss adjuster to examine, it’s a good idea to document any damage so you have a permanent record too. Taking photos is the best way to do this as well as creating a comprehensive list of all the damage. Then, if your insurance company decides to question any part of your claim you will have the evidence you need to fight your case.
Of course, it is also possible to take video now that everyone has a smartphone. Feel free to do this but do not replace detailed photos with a video. Instead, do both. The reason is that you will want to make it as easy as possible for your insurance provider to see the details of the damage that has been done, something that can be lost in a video.
Commission repairs
While your first instinct will be to get plumpers, electricians, and construction teams in as soon as possible to get the ball rolling on repairs it’s better if you wait. Once again, it’s best to leave repairs until your insurance company has given you the go-ahead to proceed, otherwise, you could be left footing the bill.
Of course, sometimes there will be repairs that need to be completed immediately to make the property safe for inspection. In this case, you will need to document the state of the property beforehand, as well as make sure you keep any receipts to give to your insurer so they can reimburse you.
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