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4-Gift Christmas Challenge

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Christmases in my house are very different from the Christmases I had as a child. My grandmother, though sagacious and gimcrack in the gifts she would buy for those in her household but would shower others, everyone from close family to coworkers, with extravagant gifts that cost way too much money.

My grandmother wanted to be thought well of in the world and thought that conspicuous consumerism would be the way to go about doing so. As an adult, I didn’t know any other way, so as a newlywed, I did the same thing. Dozens of gifts and hundreds (if not thousands) of dollars spent to provide gifts for in-laws, coworkers, and relatives alike.

It wasn’t until the year after I was married that when saddled with the task of paying off the debt from both my own student loans and the five-figure costs of my grandmother’s mounting medical debt, that I realized how crazy my holiday shopping had been. That first year of marriage I made sure everyone in my household was ear-deep in gifts, and the worst part? The following year, when I asked everyone what their favorite gift had been the previous Christmas, not one person could remember any of the gifts they received!

In 2006, we put a stop to the crazy holiday spending. My husband and I decided that everyone would now receive only four items each. Only four, no more, no less. Oh, and of course, a holiday stocking, which would be filled with only use-em-up items, small stocking stuffers that intentionally would be consumed or utilized before the New Year!

While I fully expected a coup d’etat to take place, I’m relieved to report that not even one complaint was uttered by anyone then or since. I’ve also found that in the years since my gift-giving revelation, that when my family receives fewer gifts then they are more grateful for the gifts they do receive, they remember each gift, and we get to spend more time together as a family in the process.

A bonus? In addition to the copious amounts of unneeded gifts we have also eliminated the hoards of wasteful, unrecyclable wrapping paper from our holiday season as well! Each family member uses the same reusable store bag annually, gifts are wrapped in zero-waste kraft paper, decorated and personalized, and on Christmas morning, everything is folded and put into the recycling bin. I love to no longer have to have the lawn and leaf trash bags ready to collect wrapping paper Christmas morning! 

So this year I’m daring you to join me in the 4 Gift Christmas Challenge and to only give each member of your immediate family the following:

 

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I think you will be surprised at how well your spouses and children will respond to this new kind of gift giving! The beauty of the 4-gift rule is that you can modify it to fit your family’s needs. As gifts can get expensive, especially with older children, buying fewer gifts is not only better for the budget but will ensure that your holiday gifts are more planned, personalized, and purposed.

These 4-gifts will really cover all your gift-giving bases, as they limit you from going over the top with spending. The best part is that this rule still allows for some nice splurging on your family, the only exception being that your indulgences are concentrated on just one or two items as opposed to say, ten. Also, remember can customize the four gift rule to your budgetary needs and particular situation. 

So, what do you think? Would the 4-gift rule work for your family? Would your children revolt if you instituted the four gift rule this Christmas? Do you have a method you follow to stay within budget on your holiday spending? I’d love to hear about it below!

6 Reasons I Am Thankful For Blogging

 

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This past year, blogging has been a real blessing in my life. There are so many reasons I’m thankful for blogging, and in the spirit of Thanksgiving, I’d like to share some of them with you today.

My Top 6 Reasons I’m Thankful For Blogging:

1. InformationWhile the world wide web is full of amazing information at any moments notice, it’s the true information that we get from fellow bloggers, that truly makes all the difference in the world. Whether it’s tips on budgeting and meal planning or the comradery that comes with knowing you are not the only ones wading through the trenches of motherhood, it’s the advice of fellow bloggers that has helped me in untold ways. The collective wellspring of knowledge these courageous bloggers share with the world each day is truly an amazing thing to behold. 

2. RecipesDo you love recipes on Pinterest? Yeah, me too. Any idea where the majority of those amazing meals you’re dying to try come from? That’s right. Bloggers. Tons and tons of bloggers. Bloggers who create recipes. Bloggers who create free meal plans for you. Bloggers who write cookbooks. Bloggers who you rely on at 4 o’clock when you need a last minute side dish you need to bring to a potluck with the ingredients you have in your pantry already. Those bloggers. And they are awesome! 

3. NetworkingMaking connections through blogging is an amazing networking experience. I’ve learned this year how many serious, lasting connections can be made for blogging network opportunities. Whether it’s through LinkedIn or a professional blogging Facebook group, what I do in a professional manner in the blogosphere is largely the result of my efforts in networking with others. 

4. Being a wife: Being a homemaker and blogging go hand-in-hand in many ways. When it comes to learning to understand how to be an effective homemaker I’ve experienced so much unconditional support. Blogging has empowered me as a better wife and homemaker, plain and simple, and I’m proud to share that.

5. Friendships: Blogging has given me some of the most amazing friends I’ve made in my adult life. People I have never even met sending me love and prayers when I need them, life me up when I’m struggling, and are always willing to lend a hand in helping me to grow my blog and businesses. These are friends I hope to one day sit down across a table from so I can thank them for reminding me that I’m never alone. The communities I have established for myself through blogging are without a doubt one of the things I am most thankful for. My gratefulness abounds.

6. An outlet for change: Ask any writer – writing is cathartic for the soul. Blogging helps me write my way through unwanted stress, emotions, anxiety and is also pretty amazing when you’ve got loads of great things happening, too. My blog helps me express the kind of person I seek to be and the kind of change I wish to see in the world. Blogging lets me know each day that when it comes to the human experience, we are never really alone.  

So there you have it, my top six reasons blogging has blessed my life. So friends, I have to ask, in what are reasons you thankful for blogging? I’d love to hear about them below. Enjoy your day!

Top 10 Ways to Save Big This Black Friday

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Many of us are sitting on pins and needles with anticipation of this week’s Black Friday shopping season to begin. As our dreams have been filled with the promise of scoring the lowest prices of the year on electronics, everything for a new TV, tablet, or gaming system. While you can score awesome deals on Black Friday, there are still several pitfalls you need to be on the lookout for. Some shoppers will get taken in by so-so prices masquerading as basement bargain deals, while others will miss out on deals due to a lack of research and price-point foresight.

Well, no worries, I’ve got you covered with my 10 Black Friday shopping tips, and here’s how you can best save this coming Friday: 

  1. Start early. No longer can you just scope out your Sunday circulars to see which local retailers have the best deals. For each store you are planning to shop, be sure to check out their site online for the most up-to-date pricing and product availability throughout the event.

  2. Look for leaks. Only rookies head out on Black Friday unprepared. Black Friday veterans get ready for shopping by studying the ads—in print and online—the weekend before Thanksgiving. In fact, Black Friday leaks are already started to appear nationally on sites such as theblackfriday.com, as early as mid-September, that let you filter your searches by product category or recipient. 

  3. Compare prices. If you spot a great deal at one retailer, be sure to check out some of the comparison sites, such FatWallet and ShopZilla to make sure you can’t score better deals at home or elsewhere. Also check out apps like NexTag.com, that let you scan bar codes to compare prices, get discounts, and score coupons from local retailers. Even Pinterest has price-drop alerts that will monitor items you’ve pinned on certain websites and email you with the price differences when they go on sale. 

  4. Loyalty matters. Store loyalty programs often offer sales and promotions to their members first, allowing them to earn rewards on what they buy. So for stores you shop at most, you can go onto the store’s site and sign up for Black Friday shopping alerts about upcoming promotions, coupons, and discounts. It’s never too late to look for loyalty discounts today!

  5. Socialize. The Facebook pages and Twitter feeds of your favorite retailers are a great way to find out about deals and promotions, as stores often reward customers who like and follow them with special alerts to Black Friday discounts. Somes stores also reward customers who sign up for their text promotions as well. So check your phones and feeds for the Black Friday shopping intel in your area.

  6. Charge your phone before you shop. It goes without saying that before you shop, charge your phone. You’ll need your phone in the store to comparison shop. You’ll also need your phone for QR-code scanner reader on the major retailers’ apps, such as Amazon, eBay, and Walmart

  7. Create a budget. When shopping Black Friday deals, you need a budget and you need to stick to it. Your Black Friday budget should reflect your allocations for your doorbuster specials and nothing else. As always, plan to use cash. 

  8. Know your stores policies. Always know your store’s price-match and return policies. Some stores suspend their price-match guarantees during the Black Friday weekend on certain items, so read the fine print. Check the return and exchange policies for Black Friday sales to make sure that the store won’t charge a restocking fee for any item you bring back after the holiday weekend had ended.

  9. Avoid accessories. You’ve just scored an awesome giant-screen smart TV at an all-time low price. Now, don’t blow your budget by splurging on pricey accessories or extended warranties. If you need batteries, cables, cords, or accessories, check eBay, Amazon, and Newegg first!

  10. Sometimes the cheap runs expensive. Doorbuster specials may bring you great seasonal savings, but they might not offer you the best product for your needs. Thinka ahead. Don’t just consider the bells and whistles of the day but how you will use the TV in the years to come. Is it cable compliant and wifi-ready for Netflix binging? Is this TV energy saving? During your Black Friday shopping don’t be afraid to ask questions about all the electronics you’d like to buy this Friday.

So savvy savers, what are your best Black Friday shopping tips? Be sure to share them with me in the comments section below. Have a wonderful Black Friday!

Save Money Pampering yourself with Groupon

This is a sponsored post for Groupon. All opinions are my own.

 

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There are few things in life I love more than being pampered! Whether it’s getting my hair highlighted, getting a pedicure, or having my eyebrows waxed or threaded, getting pampered helps to reward myself with the gift of self-care my body and mind craves. The only downside? Sometimes pampering can be uber expensive. Luckily that’s where Groupon helps me out!

I love using Groupon because there are so many different ways that the app and website help me to be a savvy saver. From finding great deals on new restaurants to snagging deals on day trips for the kiddos to my beloved pamperings services such as massages, manicures, and hair salon visits. I’m even able to save money purchasing gifts for those on my holiday gift-giving list. Whatever you need, Groupon has you covered.

 

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Personally, I make a point of always staying signed into my Groupon account on my computer so should any fabulous daily deals pop-up in my area, I can quickly jump on the deal. Currently, there are tons of awesome Health, Beauty & Wellness Groupons available to help savvy savers like myself score budget-friendly ways to treat themselves to a day of pampering, even during the hustle and bustle of the upcoming holiday season. You can also check out Groupon’s current deals on their Twitter feed and Facebook page as well. 

Groupon is a great way to save money on the products, services, and retailers you already shop with as well. Being able to save money and to love where you shop makes Groupon a completely win-win situation!

Also, searching for coupons on Groupon is super easy to do. You’re always just a few clicks away from your new favorite online deal, without the hassle of having to pay online or in-store membership fees. So whatever you are looking for this holiday season, from toys to trips, to clothing and electronics, Groupon has something for everyone!

How do you save money with Groupon?

10 Freezer Meals to Give as Holiday Gifts

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Believe it or not, home cooked freezer meals make for a fun and frugal holiday gifts for nearly everyone on your list. Gifting freezer meals shouldn’t be given only to new parents, new neighbors, and the bereaved. Truly anyone would enjoy a homemade meal prepared with love. Especially from you. 

While I once associated the holiday season as a time to buy and receive gifts, generally believing that receiving goods from my own holiday wish list would make me happier. In reality, my life was already cluttered with a myriad of unnecessary things. What I truly needed in my life wasn’t anything material, but simply the love and friendship of family and friends during the holiday season. 

This was especially true several years ago when our neighbors, out the blue, gifted us a smoked ribs and trimmings dinner. Our neighbors wanted to bless our family. They just wanted to be good neighbors.

It was through that crazy, brave, generous act of kindness that leads me to rethink my views on my own holiday gift-giving habits and the overall mass consumerism of the modern holiday season. 

Did I also mention how awesome those ribs were? Every last part of that meal was savory and delicious. Even more important was the break it gave me that night. Not only was it nourishment for our bodies, but it was solace for my soul. And my holiday budget, too. That meal was given during a time when my family had first started working our way out of debt, so being blessed with a meal meant we would have more resources and ingredients to allocate back into our menu plan in the days and weeks ahead.

That meal also inspired me to come up with ways that I could pass my neighbor’s act of kindness onto others. While I was not really into the idea of cooking and delivering hot meals to friends and family for all of December, I did enjoy the thought of giving others freezer meals that they could prepare on their own schedule during the holiday season. So the idea of gift giving freezer ready meals was born!

For me, freezer cooking was a great way to save time, economize, and give the gift of great eats to those on my gift list all in one fell swoop.

It also goes without saying that you need to put the same amount of love into giftable freezer meals as you would any other gift. Consider buying inexpensive reusable dishes for your meals. Or consider gifting mason jars of soup. To do this, simply fill quart mason jars with soup up to the fill line (the etched glass line under the ring of the jar), freeze your jars until set, and then add rings, seals, fabric, and decorations as needed!

When it comes to gifting freezer meals make sure that dinner isn’t the only meal you consider. Quick, healthy breakfasts and lunches are invaluable to anyone who works a busy job or odd hours. Also, should you meal pair perfectly with bread or salad on the side, be sure to include that into your gift as well.

Moreover, never underestimate the comforting power of a good dessert. Is there anything more loving than a plate of warm banana nut muffins or chocolate cake? Consider making large batches of a favorite holiday cookie, cake, or dessert for those on your list this year! 

Be sure to also remember that presentation matters. People taste their food first with their eyes! Tie a bow on each package. Add parchment paper and striped bakers twine to a jar. Consider putting food together in a small wooden crate, lined with a festive napkin, and coordinate it all together with a bow. 

Now if you are ready to try your hand at giving a few freezer ready meals this holiday season here are a few recipe ideas (including some serious throwbacks from my early days of blogging) to get you started:

 

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Crock Pot Pork Loin with Cranberries recipe

 

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Cinco de Mayo Chicken Mole

 

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Harvest Crockpot Apple Butter

 

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Ms. Carol’s Pineapple Upside Down Cake

 

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Pumpkin Macaroni and Cheese

 

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Freezer Cooking Baked Spaghetti, Lasagna Roll-Ups, and Chicken Parmesan 

 

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Blueberry Freezer Jam

 

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Blueberry Butter Pecan Pancakes

 

So savvy savers, remember that when you give the gift of holiday freezer meals what you are really gifting others is time, comfort, good health, nourishment, and a moment of a much-needed break from the stressors of life.

More importantly, you are giving the gift of love. A freeze-it-forward kind of movement, if you will. And that’s always something worth sharing. 

Now it is your turn! Are planning to gift a meal? How do you do it and what tips have you learned that you might be able to share with others? Please share them in the comments below. 

 

Here’s to the holidays,
 niki-name-design

Tips for Frugal Zero-Waste Shopping at the Farmer’s Market

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As a minimalist who strives to run a zero-waste home, being able to cut down on my family’s consumable food waste is a must for my lifestyle. While I’m also still very much a savvy saver with a strict food budget, sometimes the two fields do not always mesh as beautifully as I would hope that they might.

I also live in Mississippi, and while an agrarian state, my newlywed home does not host a large selection of stores that carry natural foods and zero-waste food options in-store more difficult for my family.

Lasy year, as someone new to the zero-waste movement, I focused my buying power on avoiding purchases as a whole.  While this strategy was initially economically savvy, focusing solely on living plastic-free limited the quality and availability of what we could buy as a family in our area.

When your only two grocery shopping options are Winn-Dixie and Walmart, you can sometimes feel like you are living on the island of misfit plastic storage bowls. 

My focus over this past year, however, has switched from not purchasing goods to finding goods to purchase which were more in-line with my beliefs on sustainable living. This is when I discovered the joys of buying groceries and goods from my local farmer’s market!

The issue again? Finding ways to make shopping at my local farmer’s market as zero-waste as possible.

Through trial and error, I was able to find ways to make the abundance of locally sourced bulk goods and produce found at my local market align with both my vision for my family’s overall zero-waste lifestyle and our wallet too!  

 

So, today I’m sharing my top tips for zero-waste shopping at your local farmer’s market:

 

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Buying larger packages or bags of food, that you will eat and not waste, at a lower price-point, will always save you money. Ask merchants at your market what their bulk pricing is comparative to that by the pound. You will often be quoted savings as much as a third off their stand prices. 

 

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Plastic bags cost money. Plastic bags require recycling or being returned to a store for repurposing. Plastic bags require more effort than they are worth. So be sure to take your own reusable bags with you when purchasing goods at your local farmer’s market. Many merchants may give you a percentage off your price for bringing your own bag as well!

Think variety: canvas totes for general items, mesh bags for produce, and even insulated bags for safe transport of dairy, soy, and meat food products during warmer market days.

 

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Look for produce that is pesticide-free, paraben-free, and of course, sticker free. The less you have to dispose of at home the zero-waste your day at the market will be. 

 

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At the farmer’s market, look to buy ugly fruits and vegetables, produce that a supermarket may refuse to carry. I often opt for this produce first. I love that these organic gems, often left untouched by other customers, can be purchased in bulk at significant savings, and most importantly, taste every bit as good as their more prima donna counterparts! 

 

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It’s a good idea to bring metal bento box containers to the farmer’s market for goods, such as berries. This will help protect them while in transit and help to prevent wilting and spoilage. 

 

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Always bring glass mason jars with you to the market. Glass jars, which comes in every conceivable shape and size, can allow you to purchase goods such as soup, kombucha, teas, juices, and prepared foods you may not have ordinarily been able to purchase otherwise. 

Now before you use your jars with each vendor, politely ask to have your have your jars tared, or weighted, before you fill them with food. This is done to prevent you from having to pay for the weight of the jar and the goods your purchasing as well. This is especially important for higher ticket items such as organic coffees and teas that costs $10.00 or more per pound on their own!

 Another tip? Invest in a reusable wine bottle carrier bag. These bags will help prevent glass jars from clinking together or breaking in transit.

 

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Linen squares can be used to wrap up bread, Danish, and most non-iced baked goods for travel. Linen can also be easily washed making this an idea pastry cloth for market shopping days.

 

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Wax-lined bags are crucial for farmer’s market shopping. They are great for carrying wet produce, cosmetic products, such shampoo bars and lotions, and homemade candles as well. Especially for goods and products that might leak out or cause cross contamination.  

 

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When merchants are ready to go home, usually after two in the afternoon, they are often ready to make deals they may not have considered much earlier in the day. A few hours of a delay can save you over half the cost of early morning shopping. 

 

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Having a cart or small wagon with you at the market will help to free up your hands while shopping and can help with safer transit to and from your car while shopping at the farmer’s market. Like at a grocery store, when you don’t have to worry about carrying the total weight of goods in-hand, you’ll be more likely to go the more zero-waste route each time you shop. 

 

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A notepad is a necessity at the market, and a digital option is always best! I use my phone to jot down merchant names, their social media accounts (as merchants often give discount codes, location directions, and products online to their followers), and market price lists.

A notepad will also help you to maintain a digital, personalized price point list to help keep your budget in mind while shopping at your local farmer’s market. 

 

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Cash is king. Especially at a farmer’s market. It costs merchant’s countless funds to run card readers. Instead use cash, use your cash as a bargaining tool when negotiating prices for higher ticket organics.

Also remember to bring along your cash envelopes with you, and stay within your budget while buying what’s fresh on the market. Think whole foods, not your whole check! 

 

So there are my favorite tips for frugal zero-waste shopping and budgeting at my local farmer’s markets. While you may not have similar shopping choices or you may just be starting out on the zero-waste path, feel free to glean whatever ideas may help you along your way.

When it comes to zero-waste living, go slow. Be wise in your spending. Mindful of your budget. And always have fun. 

Remember, this is a lifestyle, and a lesson on sustainable living. 

 

Here’s to better days at the market,

niki-name-design

 

 

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7 Pantry Clean Out Tips

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Despite running a minimalist home my pantry always seems to be in need of rearranging, sorting, and cleaning. 

While my stockpile saves my family thousands of dollars annually and allows me to give generously to my local food pantry, I must admit it is one of the most neglected areas in my home. Which is why I gave my stockpile a much needed Fall Cleaning yesterday afternoon. 

So if your home pantry is in need of a sprucing up before the start of the holiday season or as part of this month’s No-Spend Challenge, here are a few tips to get you started.

 

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1) Rotate your stockpile. “Rotating your stockpile” means rotating your stockpile per season. You will need to place goods in order of expiration date, my seasonal usage, as well as keeping climate into consideration; you may need to start storing it in one location for summer and another location for winter, in terms of baking tools, cans, chemicals, etc.

2) Long Term Storage: If you plan to store any item for longer than a week or two, you need to know its long-term storage requirements. Some items will only last months or longer if stored in a cool, dry place. Some items must be stored in a refrigerated or frozen environment in order to last longer. Make lists, and create sub-areas in your stockpile; examples are canned goods, cosmetics, paper products, etc.

3) Take Note of Patterns: Start a list of your product usage, this will allow you to see what you need, will use in a years time, and what should be donated accordingly. Unused goods are cash wasted.

4) Last Forever Items: Nothing lasts forever. Even goods such as bottled water, start to have an altered taste after a decade, so keep this in mind.

5) Canned and Preserved Goods: Keep inventory and note the dates of home-preserved items; a rule of thumbs is to only keep items no longer than two years. 

6) Pests: Pests love your stockpile, almost as much as you do! Be sure to check goods monthly, especially in Summer, and any goods that look altered, chuck immediately! 

7) Dehumidifier: Humidity can alter and mold many goods, so consider running a dehumidifier twice weekly to lessen your chances of losing food to mold spoilage and canning ruptures.

 

Now I hope these tips will help you in cleaning out your own pantry at home. Remember, the best way to save on your food budget at the store is to first have a proper, written inventory of what you already have on hand at home.

 

Here’s to saving,

niki-name-design