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Save on Clif Bars at Sam’s Club

Disclosure: This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #ClifBarSavings #CollectiveBias

If you love Clif Bars and Sam’s Club, we have got a great rebate offer for you! Sam’s Club shoppers can get a $5 rebate whenever you purchase ANY box of Clif Bars at your local Sam’s Club warehouse! Just click this link or text CLIF to 89000 on your mobile device. If you’re not already a member, follow the directions to log in or register for a Skosay account. (offer available while supplies last)

 

 

Getting your rebate is easy! You simply fill out the form sent to you on your mobile device via text after making your Clif Bar purchase at Sam’s Club, upload a photo of your receipt in the form provided and submit! Once your receipt is approved, you should receive your funds within minutes via your PayPal account and there is NO minimum threshold in order to request your payment! There is a limit of one rebate per customer.

Meal Planning Ideas With Rubbermaid and Bertolli Sauces at Walmart

This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone.  #PremiumPrep  #CollectiveBias

 

Hello again, everyone! Can you believe it’s February already? So you know what that means, a new monthly meal plan! With the ease, that meal planning provides also comes routine and the need for new fun and frugal meal options, but now you’re in luck! 

Get inspired for your weekly meal plan with Bertolli® Sauces and Rubbermaid® Brilliance™!

The Rubbermaid® Brilliance™ product features deliver in a way that other storage solutions simply do not. NEW to Walmart, Rubbermaid® Brilliance™ is 100% leak-proof guaranteed, crystal clear, microwave safe + splatter-proof with a stacking, space saving design. These features separate and set it above the competition!

The perfect pairing with Rubbermaid® Brilliance™ is a dish with Bertolli® sauces.

You can live a simple, Tuscan lifestyle, effortlessly, with Bertolli® Tomato Basil and Bertolli® Creamy Alfredo sauces. Prepare to be inspired to create your own recipes for premium Italian cooking, taking a look at the fresh ingredients and artistry handed down over 150 years.

You can be sure that your Bertolli® Tomato Basil and Creamy Basil Alfredo sauces will store safely in the 100% leak-proof Rubbermaid® Brilliance containers, and red sauce is no problem with the stain resistant features of the container.

 

 

Right now, when you shop at Walmart for Rubbermaid® Brilliance™ containers and Bertolli® sauces, you can earn cash back: http://cbi.as/71e5v

Enjoy,

New Ways to Earn with Morning Star Farms®

This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #DailyVegolutions #CollectiveBias

Are you tired of your same old meal plans from last year? Are you ready to introduce new healthier options in 2017? Do you and your family want to incorporate more vegetables into your meals but are not quite sure where to begin? Now is the time to make some New Year’s “Vegolutions” for your busy lifestyle! MorningStar Farms® products are a great way to incorporate vegetables into your weekly meal planning. These items are not just for vegetarians, but are great for everybody!!

With MorningStar Farms® products, it is easy to substitute meat for veggies and use them for breakfast, lunch & dinner!

Don’t miss this great Ibotta offer! When you buy any 3 MorningStar Farms® products at Walmart, you will earn $3.00! *Offer available through 2/15/17 or while supplies last.

Gifts for the Minimalist Home Gift Guide

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Minimalists can be hard to shop for, as can non-consumers, and zero-wasters as well. Sometimes just having to shop for those picky members of your family when you yourself are a minimalist can be an ordeal as well. It is with those folks in mind that I have geared this holiday gift giving guide towards. This gift guide includes hand-picked minimalist items. There are also selections of holistic, all-natural, and zero-waste gifts as well. Options sure to please the palate and the planet.

The Gifts for the Minimalist Home Gift Guide has been divided into six parts; gifts for the home, gifts for the traveler, the kiddos, the fuzzies, the foodies, and of course, a little something for yourself. 

Please note, you will be able to click on each item for the price and product information for each gift listed. All products will be available on Amazon.com, for which I am both an affiliate and shopper. Amazon.com is my go-to online holiday shopping hub.

As well, all products featured in this guide have either been reviewed on my blog, purchased by myself, have ties to a specific foundation or charity I endorse or personally patronize, or were received gifts purchased on Amazon.com. I wholeheartedly endorse each and every product in this guide. 

I encourage you all to check out this guide. To see what awesome finds you may be able to pick-up this holiday season, including a little something for yourself, too! Happy shopping!

 

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4-Gift Christmas Challenge

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Christmases in my house are very different from the Christmases I had as a child. My grandmother, though sagacious and gimcrack in the gifts she would buy for those in her household but would shower others, everyone from close family to coworkers, with extravagant gifts that cost way too much money.

My grandmother wanted to be thought well of in the world and thought that conspicuous consumerism would be the way to go about doing so. As an adult, I didn’t know any other way, so as a newlywed, I did the same thing. Dozens of gifts and hundreds (if not thousands) of dollars spent to provide gifts for in-laws, coworkers, and relatives alike.

It wasn’t until the year after I was married that when saddled with the task of paying off the debt from both my own student loans and the five-figure costs of my grandmother’s mounting medical debt, that I realized how crazy my holiday shopping had been. That first year of marriage I made sure everyone in my household was ear-deep in gifts, and the worst part? The following year, when I asked everyone what their favorite gift had been the previous Christmas, not one person could remember any of the gifts they received!

In 2006, we put a stop to the crazy holiday spending. My husband and I decided that everyone would now receive only four items each. Only four, no more, no less. Oh, and of course, a holiday stocking, which would be filled with only use-em-up items, small stocking stuffers that intentionally would be consumed or utilized before the New Year!

While I fully expected a coup d’etat to take place, I’m relieved to report that not even one complaint was uttered by anyone then or since. I’ve also found that in the years since my gift-giving revelation, that when my family receives fewer gifts then they are more grateful for the gifts they do receive, they remember each gift, and we get to spend more time together as a family in the process.

A bonus? In addition to the copious amounts of unneeded gifts we have also eliminated the hoards of wasteful, unrecyclable wrapping paper from our holiday season as well! Each family member uses the same reusable store bag annually, gifts are wrapped in zero-waste kraft paper, decorated and personalized, and on Christmas morning, everything is folded and put into the recycling bin. I love to no longer have to have the lawn and leaf trash bags ready to collect wrapping paper Christmas morning! 

So this year I’m daring you to join me in the 4 Gift Christmas Challenge and to only give each member of your immediate family the following:

 

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I think you will be surprised at how well your spouses and children will respond to this new kind of gift giving! The beauty of the 4-gift rule is that you can modify it to fit your family’s needs. As gifts can get expensive, especially with older children, buying fewer gifts is not only better for the budget but will ensure that your holiday gifts are more planned, personalized, and purposed.

These 4-gifts will really cover all your gift-giving bases, as they limit you from going over the top with spending. The best part is that this rule still allows for some nice splurging on your family, the only exception being that your indulgences are concentrated on just one or two items as opposed to say, ten. Also, remember can customize the four gift rule to your budgetary needs and particular situation. 

So, what do you think? Would the 4-gift rule work for your family? Would your children revolt if you instituted the four gift rule this Christmas? Do you have a method you follow to stay within budget on your holiday spending? I’d love to hear about it below!

Top 10 Ways to Save Big This Black Friday

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Many of us are sitting on pins and needles with anticipation of this week’s Black Friday shopping season to begin. As our dreams have been filled with the promise of scoring the lowest prices of the year on electronics, everything for a new TV, tablet, or gaming system. While you can score awesome deals on Black Friday, there are still several pitfalls you need to be on the lookout for. Some shoppers will get taken in by so-so prices masquerading as basement bargain deals, while others will miss out on deals due to a lack of research and price-point foresight.

Well, no worries, I’ve got you covered with my 10 Black Friday shopping tips, and here’s how you can best save this coming Friday: 

  1. Start early. No longer can you just scope out your Sunday circulars to see which local retailers have the best deals. For each store you are planning to shop, be sure to check out their site online for the most up-to-date pricing and product availability throughout the event.

  2. Look for leaks. Only rookies head out on Black Friday unprepared. Black Friday veterans get ready for shopping by studying the ads—in print and online—the weekend before Thanksgiving. In fact, Black Friday leaks are already started to appear nationally on sites such as theblackfriday.com, as early as mid-September, that let you filter your searches by product category or recipient. 

  3. Compare prices. If you spot a great deal at one retailer, be sure to check out some of the comparison sites, such FatWallet and ShopZilla to make sure you can’t score better deals at home or elsewhere. Also check out apps like NexTag.com, that let you scan bar codes to compare prices, get discounts, and score coupons from local retailers. Even Pinterest has price-drop alerts that will monitor items you’ve pinned on certain websites and email you with the price differences when they go on sale. 

  4. Loyalty matters. Store loyalty programs often offer sales and promotions to their members first, allowing them to earn rewards on what they buy. So for stores you shop at most, you can go onto the store’s site and sign up for Black Friday shopping alerts about upcoming promotions, coupons, and discounts. It’s never too late to look for loyalty discounts today!

  5. Socialize. The Facebook pages and Twitter feeds of your favorite retailers are a great way to find out about deals and promotions, as stores often reward customers who like and follow them with special alerts to Black Friday discounts. Somes stores also reward customers who sign up for their text promotions as well. So check your phones and feeds for the Black Friday shopping intel in your area.

  6. Charge your phone before you shop. It goes without saying that before you shop, charge your phone. You’ll need your phone in the store to comparison shop. You’ll also need your phone for QR-code scanner reader on the major retailers’ apps, such as Amazon, eBay, and Walmart

  7. Create a budget. When shopping Black Friday deals, you need a budget and you need to stick to it. Your Black Friday budget should reflect your allocations for your doorbuster specials and nothing else. As always, plan to use cash. 

  8. Know your stores policies. Always know your store’s price-match and return policies. Some stores suspend their price-match guarantees during the Black Friday weekend on certain items, so read the fine print. Check the return and exchange policies for Black Friday sales to make sure that the store won’t charge a restocking fee for any item you bring back after the holiday weekend had ended.

  9. Avoid accessories. You’ve just scored an awesome giant-screen smart TV at an all-time low price. Now, don’t blow your budget by splurging on pricey accessories or extended warranties. If you need batteries, cables, cords, or accessories, check eBay, Amazon, and Newegg first!

  10. Sometimes the cheap runs expensive. Doorbuster specials may bring you great seasonal savings, but they might not offer you the best product for your needs. Thinka ahead. Don’t just consider the bells and whistles of the day but how you will use the TV in the years to come. Is it cable compliant and wifi-ready for Netflix binging? Is this TV energy saving? During your Black Friday shopping don’t be afraid to ask questions about all the electronics you’d like to buy this Friday.

So savvy savers, what are your best Black Friday shopping tips? Be sure to share them with me in the comments section below. Have a wonderful Black Friday!

30 Money-Free Weekend Ideas

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For the last few months, my husband and I have been making the effort to schedule things to do as a family every other weekend or so that we call money-free weekends, in an effort to live more frugally, and minimally. When we started this experiment we didn’t think there would be very many free, family weekend activities available to me in my small town. To my surprise, there were lots of free activities that have actually been quite fun. So today I wanted to share a few ways we as a family celebrate money-free weekends.

Now before I begin I do need to mention one ground rule. As a family on money-free weekends, we’re not allowed to spend any money. On anything, no matter what. In other words, we can’t make a run to the store to buy food, even if it’s on the dollar menu. We can’t spend money on any sort of entertainment, even if a great deal pops up online, on say Groupon. Even grocery shopping on Saturdays, on a “money-free” weekend, is delayed until Monday or Tuesday. 

This rule also extends to our home. While we can use our utilities, extras are off the table. No renting movies on cable, no in-game purchases, no kindle downloads, no Farmville coins for the kiddos. Nadda. Zip. Zilch. 

With that said, we still manage to have an awesome time each money-free weekend. I hope you will consider the following list in the coming weeks, as part of No-Spend November, and try a few out with your family as well!

Please note that everyone’s interests are different – you probably won’t find everything on this list fun but they are all frugal, and all worth a second look. Anyway, here goes, 30 money-free family weekend ideas for No-Spend November:

 

Check out your town’s online community calendar: Look at your town’s website (as well as those of cities and towns close by). You’ll often be surprised at how many interesting (and free) activities are going on right now in your area. Fall, in most parts of the country, is full of awesome, free festivals and events, especially for the kiddos. 

Rearrange the furniture in a room: It’s amazing how much you can refresh a room just by moving the furniture into new positions. Pick a room, and try out a turn of 90 degrees on any new piece of furniture, and you may be surprised to see how it’s new configuration lends itself to your space. Why buy hundreds of dollars worth of new decor when all your room may need is a change of direction and a quick shop for accessories from other rooms in your home!

Go GeocachingGeocaching is partly an outdoor adventure, partly a treasure hunt. Just visit Geocaching online, type in your home address, download their app, add your destination coordinates, and your set for adventure. Plus, you’ll likely find a few geocaches stashed in the area. 

Do a neighborhood cleanup: Walk through your neighborhood and shared spaces with a trash bag and a pair of gloves, and pick up the litter. It’s a great eco-friendly thing to do as a family!

Visit your local library: Oh, the library. My home away from home! Not only does the library contain a plethora of books, but most libraries also have extensive CD, DVD, Audiobook, and language learning software collections you can check out too! Many libraries also offer weekend story time for young children, film nights for various groups, book clubs, concerts, author readings or lectures, and many other events that you may be unaware of – all for free. Stop in and check out what they have to offer.

Get involved in community sports: Many towns have community sports fields where both youth and adult sports leagues and activities are regularly going on throughout the weekend. Stop by, watch a game or two, and if something intrigues you, look into joining as a participant, or as a volunteer.

Find a new podcast: Podcasts are wonderful! These free, informative, entertaining audio programs are available to you for free on any topic you can fathom. Give them a shot – it’s easy to do using iTunes, under the podcast section of the of the iTunes Store. 

My favorite podcasts include: The Minimalists (on minimalism), Cultivating the Lovely (on home matters), RadioLab (scientific and philosophical ideas), Fresh Air (interviews of general interest), The Simple Home (on sustainable living), and This Week in Tech (technology news), among many others.

Board games: We have a pile of board games that we often pull out and play on weekends as a family. Classic games like Monopoly and Pictionary can be great fun. You’re just a dig through the recesses of your closet away from memory-making success!

Baking: Bread baking. Anyone can do it. When freshly baked bread comes out of the oven, it’s delicious! Fresh bread also makes for an awesome hostess gift! Check out Stacy from Humorous Homemaking’s latest post, and her numerous videos on breadmaking success, for those looking to up their bread making game!

Teach yourself how to juggle: Juggling is a great way to teach anyone not only great hand and eye coordination, but concentration skills as well. All you really need are three balls and a video showing you how to do it. And you are in luck, because my husband Daniel is a juggler, and posted a Youtube video on learning to juggle as well! 

Learn how to change your car’s oil: If your car’s due for an oil change, just bring home the oil and oil filter you need and teach yourself how to do it on your own. Use your car manual as a guide for the procedure and you might just find it’s both a lot easier than you thought and a useful skill to have as well. And it’s cheaper than taking your car to Jiffy-Lube. Just remember to dispose of the old oil according to local laws. A tip? Most gas and service stations will accept your used motor oil.

Introduce yourself to your neighbors: Be brave. Be kind. Bake something and take it over to your new neighbors and introduce yourself this weekend if you don’t know them very well. And if you meet any interesting people in your neighborhood, invite them over for a cup of coffee and a chat, just to get to know each other better. Your neighborhood will be a safer, kinder, and a more diverse place after you do.

Digitize your media collection: Go through your collection, determine which items you’d actually like to keep, digitize those copies, and then donate or sell the rest. Use this time to cultivate collections of media that spark joy to you, and maybe, make some money for the upcoming holiday season too!

Host a cupboard potluck: Go through your cupboards and find any items that might be hiding in the back of your shelves unused. Invite some friends to do the same, then get together for a potluck dinner prepared from only these ingredients and whatever else you have on hand. This is also a great time to collect food donations for local food pantries in your area as well. 

Make a goal list: Why wait until the new year to start a goal? Just jot down a goal, keep it in a place you will see it daily, and start bettering your life, family, home, or business today. 

Make a will: Now I know what you are thinking, that making a will isn’t fun. But you will not believe how relieved you will be to have one in hand when it’s done. Spend some time thinking about what you want to happen to your personal assets when you have passed on, particularly in terms of the personal mementos that you want others to have, and where you want the value of your estate to go. Do you want it all to stay with family members? Do you want to remember a charity? You need to just sketch out the basics of a will. Later, you’ll need either a lawyer to prepare it for a formalized copy for you or use a site like LegalZoom, but just having those decisions made doesn’t cost a thing and is a big mental relief.

Perform a household maintenance walk-through: Seasonally, go through your home and look for any little maintenance tasks that need to be done. Do filters need to be replaced? Are there any burnt-out light bulbs? Do any windows need sealing or addressing? November is also a great time to finish up any last minute yard detailing before the start of snowy winter weather as well. Here’s a great example from Real Simple. 

Go on a neighborhood scavenger hunt: Going on a themed neighborhood scavenger hunt is a great way to see what sights and sounds can be found in your neck of the woods. My family goes on one scavenger hunt each season, and we love it. Here’s are a few great examples of printable Fall, Thanksgiving, and Holiday scanger hunts as well! 

Organize a self-guided walking tour of your area: Research the interesting historic and cultural sites in your town, then go on a walking tour of them. Pack a lunch in your backpack and have a picnic on the village green or in the park. You can easily turn this into a full day if you live in a compelling area. Your community’s Chamber of Commerce and the National Historic League are great places to start looking for ideas. 

Teach yourself to knit or crochet: Learning to knit or crochet requires two needles or a hook, some yarn, a lot of patience, and an instructional video or two. There are tons of free patterns online, especially on Pinterest, Ravelry, and Red Heart Yarns! Beyond this, think ahead to the holiday season. Try making a scarf for a friend or a small blanket for a friend’s new baby. While it’s not quite free, you’ll learn a useful new skill — and if you stick with it, you’ll make things much more valuable than the initial cost of yarn. Before you know it, you might even be able to sell your knitwear and crochet goods on Etsy.

Hoan your photography skills: Pull your digital camera out and take pictures of anything and everything you find interesting. Take lots of them. Then go home later and see if you’ve taken anything beautiful and compelling. Great images can lay the groundwork for homemade greeting cards, nice desktop wallpapers, screensavers, personalized gifts, or create your own stockpile of photos if you are a blogger. 

Share those digital photographs: And if your weekend photo shoot goes really well, you can pay-it-forward and sign up for a free Flickr account. You’ll be able to upload some of your most interesting pictures to share with others. Be intentional in your selection. Spend the time titling your images. You can also add interesting captions and allow them to be used under a Creative Commons Attribution license so your images can be enjoyed by as many people as possible.

Start a blog: Have you considered starting a blog? You can get a free blog started this weekend using WordPress or Blogger. Join either service and start a blog on a topic that interests you. Not only can it be a ton of fun, it will also help to improve your communication skills, and perhaps earn a bit of income further down the road.

Visit a free museum or zoo: Many cities, colleges, and universities offer free educational attractions, such as museum or zoo passes. Many banks, such as Bank of America, do seasonally as well. Make an effort to enjoy these free attractions. If your community doesn’t have free zoos or museums, call your local Chamber of Commerce and inquire about free to the public exhibits or free days for local attractions to add to your family’s social calendar for the upcoming months ahead.

Take a free college course: Did you know that you attend, and sometimes receive collegiate credit online for free at numerous online learning institutions for free? Great options include CourseraKhan Academy, and the edX, a partnership between Harvard and MIT.

Cook some meals in advance: Spend some time this weekend cooking some meals in advance to store in the freezer. It’s easy to prepare casseroles, soups, pasta meals, breakfast burritos, and many other items all at once, then store them in portion-sized containers in the freezer for quick and easy reheating on a busy weekday. You’ll be glad you have pre-made meals on hand during the holiday’s next month! Here’s a great list from Crystal, of MoneySavingMom.com!

Build a basic net-worth calculator: A great way to ensure that you’re consistently making financial progress as a family, or for yourself, is to build your own net worth calculator. Once you have it set up, updating it quarterly is easy, and it can provide a great snapshot of your financial situation as well as show off your progress. Here’s a detailed guide to making one with any basic spreadsheet program. 

Create a YouTube how-to video: We are all experts on something. Share your knowledge! All you need is a smartphone, as you can edit killer videos right on your iPad or iPhone with iMovie. Just create a video to demonstrate how to accomplish something interesting and useful. You’ll be a star before you know it, and helpful too!

Make a time capsule: Find a small box, and then walk around your house gathering items that represent the reality of your present-day life: A newspaper or magazine, photographs, recent receipts, letters or greeting cards, and the like. You could even include a digital flash drive with photos or a video. Then just put it all in the box, tape it up securely, and write a date on the outside saying when you’re allowed to open it. Add the date to your digital calendar online, and that’s it! One day you’ll enjoy reflecting on those items in the future and seeing how the world has changed.

Throw a Throwback Thursday party: Invite friends and family over to look through each other’s pictures, and then have a digital party where everyone scans and uploads their memories. There’s nothing better than getting together with family and friends and looking at pictures from when you were in high school. Besides, this will give your kids a little fodder as well! 

So, that’s it folks, my 30 ideas for money-free weekend activities. I hope you all will be able to glean a few ideas for yourself, and perhaps start a few new free family traditions this weekend as well. And if you have any ideas on free family weekend activities, I’d love to hear about them below.

 

Here’s to the weekend,

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