Good morning, savvy savers! For this weeks Savings On The Go With A Cup of Joe series post, I wanted to discuss one of the easiest ways I have found to save my family money, an itemized savings book.
I purchase a 4-column pad, from Office Depot, and use this book to keep a log of my monthly expenses!
The book holds all my expenses at a glance. I divide the book as follows:
Space 1: Expenses Named
Column 1: Amount Owed, Per Month
Column 2: Amount Paid, Per Month
Column 3: Interest Accumulated (If Any)
Column 4: Balance Owed
I find that having an actual book helps keep me accountable for my expenses. I like the feeling of physically writing down what I owe each month, seeing how much interest I pay, how much I am able to pay, how high or low my owed balances are, and see a crossed off column as bills are paid-off!
This is one method that has helped me stay financially responsible, and I hope it might help you as well.
Here’s to saving!
Wow, what goes around comes around. This reminds me of how we kept track of expenses pre computers. It really does work if we do the work. This one is so much prettier than the old green ones.
Thank you so much!